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Real Estate

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REAL ESTATE COVID-19: Frequently Asked Questions and Answers CLICK HERE

Frequently Asked Questions & Answers

To help you choose your real estate lawyer, the team at Paquette Travers have put together our most Frequently Asked Questions! At your request, we will provide you with a detailed quote of our closing costs, simply for your peace of mind. For over 40 years, clients have come to us for sound real estate advice and our impressive commitment to service.

Guarantee

“If you are not satisfied with our services we will refund our legal fee!”

“Note: Such issue/concern about “our service” must be communicated at the time of the issue or immediately upon the closing of your transaction and followed up with a written statement in order to be reimbursed our legal fees. Letting us know in writing will enable us to rectify any issues and concerns from happening in the future.”

Please note that during the Pandemic, we may experience some unpredictable circumstances that are beyond our control and could impact timing of deliverables. This is due to the fact that we work within a network of partners and providers who may experience delays in their own process, which could impact our’s. If this occurs, we will inform our clients of any changes to minimize the impact of unforeseeable circumstances. Please understand that these delays cannot be covered under our Service Guarantee as they are beyond our control. Thank you for your continued support!

Convenience

With five offices to service your Real Estate transactions, you don’t have far to go to complete the purchase or sale of your real property.

Flexible Meeting Times

At Paquette Travers, we offer after-hours appointments – we’ll do our best to work around your schedule!

Fixed Closing Costs With Title Insurance

Due to our large volume, Paquette Travers is able to offer fixed closing costs on Standard Purchase Transactions and Standard Sale Transactions. Please see our real estate brochure for more information.

Real Estate Services:

Click box below for more information.

Purchase
Sale
Title Insurance
Refinance
Government Disbursements

Standard Purchase Transaction (single residential home) includes:

  • Preparation of one mortgage (mortgage instructions must be received within 72 hours of prior to closing or rush charges apply)
  • Title search (for properties located in Waterloo Region, Wellington County, Halton Region)
  • Preparation, review and registration of closing documentation
  • Meeting with you to sign the closing documents, arranging title insurance & reviewing the statement of adjustments

For Multiple Unit complexes or commercial or industrial transactions please contact our office for a fee quote.

For a free quote on our services, please contact us at your convenience toll free: 1-877-744-2281

A Standard Sale Transaction includes:

  • Legal fees document preparation
  • Preparing Statement of Adjustments
  • Preparation, review & registration of closing documentation
  • Meeting with you to sign closing documents

For a free quote on our services, please contact us at your convenience toll free: 1-877-744-2281

Security – Title Insured
The most important part of our job is to make sure that you have a good title to the home you are buying. There are different approaches we can take to ensure this happens.

  1. We can provide a letter of opinion which states that you have a good and marketable title to your property.
  2. We can obtain a title insurance policy to protect your investment in your property.

We recommend the second approach for following reasons:

  • The cost of the title insurance will be offset by a savings in disbursements
  • Title insurance will cover risks that are not normally addressed by a lawyers opinion.
  • Our disbursements can be fixed to ensure lower costs

We use Title Insurance because it is less expensive and provides greater protection. Click here to see brochure

Contact our office for more information, or learn more about Paquette Travers full Real Estate Services.

Refinancing:

  • The renewing of an existing mortgage on your home
  • Taking out a new loan to pay off pre-existing obligations-loan/debt consolidation
  • A way of obtaining a better interest rate, lower monthly payments or to borrow cash on the equity of your property that has a built up on an existing mortgage

We will Contact You
If there are no problems, we will be in touch with you approximately two or three days prior to closing to arrange a mutually convenient time to attend our office to review the financial side of the transaction and the closing documents.

For a free quote on our services, please contact us at your convenience toll free: 1-877-744-2281

First-time homebuyers may be eligible for a refund of all or part of the tax.

  • For agreements of purchase and sale entered into before December 14, 2007, the refund only applies on the purchase of a newly constructed home.
  • For agreements of purchase and sale entered into after December 13, 2007, the refund applies to all homes, whether newly constructed or resale.

Real estate people
Land Transfer Tax Calculator
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How Much is the Refund?

The maximum amount of the refund is $4,000. If the refund is claimed at time of registration, it may offset the land transfer tax ordinarily payable. If not claimed at registration, the refund may be claimed directly from the Ministry of Revenue. No interest is paid on this refund.

Who Qualifies?

To claim a refund, you:

  • must be at least 18 years of age;
  • must occupy the home as your principal residence within 9 months of the date of transfer;
  • cannot have owned a home, or an interest in a home, anywhere in the world; and
  • you must be a Canadian Citizen or Landed Immigrant.

In addition:

  • your spouse cannot have owned a home, or an interest in a home, anywhere in the world while being your spouse; and
  • in the case of a newly constructed home, you must be entitled to a Tarion New Home Warranty
Registration Costs

There will be an additional charge to register your deed, mortgage, applications to amend/correct title i.e. name change applications, secured lines of credit, and/or Power of Attorney, if applicable, on title for purchase transactions, as well as discharge any and all existing mortgages or secured lines of credit registered on title on a property in which you are selling.

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    Testimonials

    • “We first used the services of Don Travers approximately 5 years ago when my daughter purchased a condominium in Waterloo. Don and staff were efficient, friendly and helpful at pointing out the difference between a Condo Purchase and a House Purchase.
      For the past couple of years I used Don’s associate Rinus Pais on several occasions for witnessing legal documents related to my corporate board work. Most recently, Rinus and staff helped in the sale of part of our farm to Wellington County. This ended up being a complicated situation when it was discovered that an old mortgage on our property had not been properly discharged. This situation had been missed by our Toronto-based lawyers in the 1980’s and the root cause of the issue was with a larger Toronto-based firm dating back to the 1970’s. Due to the determination and resourcefulness of Rinus and staff the the mortgage was discharged and the sale was completed. More importantly, we cleared up a serious title issues that would have held up the sale of our farm in the future.”

      Joe Spiteri
      Mining Consultant
    • “The entire process was professional, comfortable, without stress and instilled confidence. You have a well trained and well screened staff. Your principles and ethics are evident in all encounters with everyone we spoke or met with. Thank you!”

      Susan Lang
    • “A large part of being a successful Realtor is to surround yourself with the best available professionals as part of the “value added” extras that I can provide to my clients. I have referred my clients to Don for years and they have enjoyed excellent service and representation.
I’m not just an advocate, I’m a client myself as Don Travers has handled my personal and professional legal needs for almost 20 years.”

      Ken Cameron
    • “I was amazed at how easy my experience was, and how friendly all the staff were. I would definitely use Paquette, Travers & Deutschmann again and would recommend them to my friends and family”

      Mark Pomeroy
    • “I recently completed two real estate transactions using the services of Paquette Travers & Deutschmann.  Even though one of the transactions was quite complex, Don and his efficient, professional staff made the process go extremely smoothly. Their attention to detail, responsiveness and vast experience resulted in a worry-free transition into our new home.  The perfect combination of professional service and personal care leaves me with no reservations in whole-heartedly recommending Don and his team for your next real estate transaction.”

      Rick Kingston
    • “I have known Don Travers for over 30 years personally, and have had business dealings for the last 20 years! Don is an outstanding lawyer, honest, dependable, conscientious and a pleasure to work with! I have the highest respect for him and would have no problem recommending him to anyone!”

      Alan Chalmers
      Vice President, Forbes Motors
    • “My husband and I recently sold one house and purchased another. Mr. Travers and his staff completed both transactions for us. The process was handled professionally and seamlessly. Moving has it’s own stresses, but in this case they were minimized by their help and competency.
      We recommend Don Travers and his staff to others who require the services of a reliable real estate law firm.”

      Pauline Fisher
    • “Don, I just wanted to send you a quick message of thanks and great job. Your team (specifically Stephanie) was able to sort out some challenges and issues (not created by your team!) quickly and effectively for my client on both the Buy and Sell side. I have recommended your firm a few times and the folks that took my recommendation have not been disappointed and always been extremely satisfied. Thank you again!”
      Warm Regards,

      Spencer Hammond
    • “My entire experience with your company was professional. The staff always helpful, and I felt very comfortable leaving everything in the hands of Paquette Travers”

      Joan Hoseph
    • Don Travers and staff have always done a wonderful job for both myself and the clients that I have consistently referred to them. Don and team always make themselves available for questions and concerns that buyers and sellers have and will take your calls anytime before during and after your sale. Highly recommend them!

      Colleen Koehler
      Remax